Terms & Conditions.

DEFINITIONS AND HOW TO READ

"Company," "we," "us," "our" means BluePrint Wealth Systems LLC, a Delaware limited liability company.

"You," "your," "User" means any person who accesses the Site, creates an account, or purchases any Service.

"Member" means a User with an active paid or free membership.

"Site" means blueprintwealthsystems.com, including all subdomains, and any membership hub or community platform we operate under that domain or link from it including the member portal and community chat at https://blueprintwealthsystems.com/portal.

"Services" means the Site and the products we currently offer:

Memberships — recurring access to educational content and features

AI Tools — artificial-intelligence assistants offered within a membership or sold separately

Masterclasses — recorded or live educational programs

Resources — downloadable materials, templates, calculators, worksheets and research sold through the Site

and any additional educational product or service we offer in the future. Consulting and private client engagements are not included and are governed by Section 13.

"Content" means all material made available through the Services, whether created by us, licensed from third parties, or generated by AI Tools.

"AI Tools" means any artificial-intelligence feature we make available, including proprietary assistants built by the Company and third-party models accessed through the Services.

"Member Content" means anything you post, upload, or submit — including community posts, comments, questions, and information you type into AI Tools.

"Separate Agreement" means a distinct written contract governing a specific engagement, including any consulting, private client, or corporate services agreement.

Reading conventions. Headings are for convenience and do not limit the text. "Including" means "including without limitation." References to a Section include its subsections. Bold, boxed, and capitalized text marks provisions that affect your legal rights — read those closely.

---

Effective Date: 15 September 2026 Last Updated: 15 September 2026 Version: 1.0

BluePrint Wealth Systems LLC · A Delaware limited liability company 611 South Dupont Highway, Suite 102, Dover, DE 19901 · Admin@blueprintwealthsystems.com

SECTION 1 — AGREEMENT AND ACCEPTANCE

1.1 This is a binding contract. These Terms form a legally binding agreement between you and BluePrint Wealth Systems LLC. Read them before using the Services.

1.2 Who is covered. These Terms apply to everyone who uses the Services: casual Site visitors, registered users, free members, paying members, purchasers of one-time products, participants in live sessions, and community participants.

1.3 How you accept. - Site visitors and free users accept by accessing or using the Site. - Paying members and purchasers must give affirmative electronic acceptance before purchase, by checking an unchecked box confirming agreement to these Terms and the documents incorporated into them. We do not rely on browsewrap acceptance for any paid transaction. - Continued use after a modification is governed by Section 44, not by this Section.

1.4 Electronic contracting consent. You consent to contract electronically and agree that your electronic acceptance has the same legal effect as a handwritten signature under the federal E-SIGN Act (15 U.S.C. § 7001 et seq.) and applicable state electronic-transactions law. You may withdraw consent to electronic records by contacting us, but doing so may end your ability to use the Services.

1.5 Records of acceptance. We retain electronic records evidencing your acceptance — including account identity, date and time, the version of the Terms accepted, the plan purchased, the price, the renewal frequency, and your billing authorization. You may request a copy of your acceptance record at any time, and we retain those records for six (6) years.

1.6 If you do not agree. Do not use the Services.

1.7 Capacity to bind an entity. If you accept on behalf of a company or other entity, you represent that you are authorized to bind it, and "you" includes that entity.

SECTION 2 — ELIGIBILITY

2.1 Age. You must be at least 18 years old and legally capable of entering into a binding contract. The Services are not directed to children, and we do not knowingly collect information from anyone under 18. If we learn that a person under 18 has registered, we will terminate the account and refund all amounts paid in full.

2.2 Accurate information. You agree to provide accurate, current and complete registration and billing information, and to keep it updated.

2.3 No impersonation. You may not impersonate any person or entity, misrepresent your affiliation with anyone, or create an account using another person's identity or payment method without authorization.

2.4 Geographic scope. The Services are offered from the United States and are intended for United States residents. We make no representation that the Services are appropriate or available elsewhere. If you access the Services from outside the United States, you do so on your own initiative and are responsible for compliance with local law.

2.5 Sanctions and restricted parties. You represent that you are not located in, and are not a national or resident of, any country or region subject to comprehensive United States sanctions, and that you are not listed on any United States government list of prohibited or restricted parties. We may refuse or terminate service on that basis.

SECTION 3 — ACCOUNTS AND SECURITY

3.1 Your credentials. You are responsible for maintaining the confidentiality of your login credentials and for all activity occurring under your account. Use a strong, unique password and enable any multi-factor authentication we offer.

3.2 Notify us promptly. Tell us immediately at Admin@blueprintwealthsystems.com if you suspect unauthorized access.

3.3 One person, one account. Membership is personal to you. You may not share credentials, allow others to use your account, or transmit Content to non-members. Account sharing is the most common form of misuse in this industry, and it is grounds for suspension or termination under Section 36.

3.4 Investigation. We may investigate suspected unauthorized access or credential sharing, including by reviewing access logs, concurrent-session data, and IP information, consistent with our Privacy Policy and applicable law.

3.5 Suspension pending investigation. We may suspend access during a good-faith investigation. If we find no violation, we will restore access and extend your paid term by the length of the suspension.

SECTION 4 — MEMBERSHIP LICENSE

4.1 What you get. Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Content for your own personal, non-commercial educational purposes during your membership term.

4.2 What you do not get. Membership is access, not ownership. No title to or ownership of any intellectual property transfers to you. All rights not expressly granted are reserved (Section 25).

4.3 Downloads. Where we make materials downloadable, you may retain and use your downloaded copies for personal reference after your membership ends, unless we state otherwise for a specific item. This does not extend any other license right, and the restrictions in Section 26 continue to apply.

4.4 Access after termination. Except as stated in Section 4.3, your license ends when your membership ends, and you lose access to the Services.

SECTION 5 — EDUCATIONAL PURPOSE

FINANCIAL EDUCATION DISCLAIMER

BLUEPRINT WEALTH SYSTEMS LLC PROVIDES FINANCIAL EDUCATION. WE DO NOT PROVIDE INDIVIDUALIZED INVESTMENT ADVICE.

Everything we publish is general educational and informational content prepared for a broad audience. None of it is tailored to your personal financial situation, and none of it takes into account your income, assets, debts, tax position, risk tolerance, time horizon, family circumstances, or goals.

This applies to every format and every channel, including: recorded courses · live webinars and group calls · community posts and discussions · email and newsletters · social media · market commentary · research materials · watchlists · model and sample portfolios · calculators and spreadsheets · AI Tools and their output · templates and downloads · worked examples and demonstrations · anything said by an instructor, coach, employee, contractor or representative of the Company in the course of delivering the Services.

You are solely responsible for your own financial decisions. Consult licensed professionals about your own circumstances before acting.

5.1 Illustrations are illustrations. When we walk through a company, a fund, a property, a portfolio, or a strategy, we are demonstrating a method of analysis. We are not telling you to buy, sell, or hold anything.

5.2 Frameworks are not recommendations. Our frameworks — including any valuation method, margin-of-safety concept, moving-average reference, portfolio structure, or risk framework — are teaching tools. Applying a framework to your own situation, and living with the result, is your decision alone.

5.3 We do not know your situation. We do not collect, verify, analyze or evaluate your personal financial circumstances for the purpose of recommending investments, and providing membership Content does not

constitute a determination that any investment or strategy is suitable for you.

SECTION 6 — NO INVESTMENT OR PROFESSIONAL ADVICE; NO RELATIONSHIP

CREATED

6.1 What we are not. Unless a Separate Agreement expressly provides otherwise and the Company is at that time legally authorized to provide the service in question, BluePrint Wealth Systems LLC is not, and does not hold itself out as:

a registered investment adviser or investment adviser representative

a broker-dealer or registered representative

a commodity trading advisor, commodity pool operator, or futures commission merchant

a fiduciary to you, in any capacity

a certified public accountant, enrolled agent, or tax adviser

an attorney or law firm

a licensed insurance producer

a mortgage loan originator or real-estate broker

a financial planner

6.2 No relationship is created. Your use of the Services does not create, and nothing in the Services should be understood to create:

an investment adviser–client relationship

a broker-dealer–customer relationship

a fiduciary relationship of any kind

an attorney–client relationship

an accountant–client or tax-adviser–client relationship

an insurance agent–client relationship

an agency, employment, partnership, or joint-venture relationship

6.3 No individualized advice. Nothing in the Services constitutes: - individualized investment advice - a recommendation tailored to your personal financial circumstances - individualized financial, retirement, estate, insurance or tax planning - a suitability determination - legal, tax, or accounting advice

6.4 Consult your own professionals. Before acting on anything you learn through the Services, consult professionals licensed in your jurisdiction and qualified for your situation — which may include a registered

investment adviser, a CPA or tax attorney, an estate-planning attorney, a licensed insurance professional, or a licensed real-estate or mortgage professional.

SECTION 7 — INVESTMENT RISK DISCLOSURE

INVESTMENT RISK WARNING

INVESTING INVOLVES RISK, INCLUDING THE COMPLETE AND PERMANENT LOSS OF THE MONEY YOU INVEST.

Some strategies can cause you to lose more than you invest.

Never invest money you cannot afford to lose.

7.1 Risk varies by asset and strategy. The following are general educational descriptions, not a complete statement of risk for any product:

7.2 Risk and return. Strategies offering higher potential returns generally carry higher risk of loss. Any presentation of potential upside should be read together with the corresponding risk.

7.3 Diversification and time horizon. Diversification and long holding periods can reduce some risks. They do not eliminate risk and do not ensure a profit or protect against loss.

7.4 Your capacity for loss. Only you can determine how much risk you can bear financially and emotionally. We do not make that determination for you.

SECTION 8 — NO GUARANTEES

8.1 We guarantee no financial outcome. We make no guarantee, promise, warranty, or representation regarding:

investment returns · trading profits · income of any kind · business revenue or profit · financial independence · net- worth growth · portfolio performance · tax savings or tax outcomes · real-estate appreciation or rental income · credit improvement · debt reduction · achievement of any financial goal or timeline.

8.2 Statements about potential are not promises. Any statement about what is possible, typical, achievable, or historically observed is educational context, not a promise, projection, or guarantee of your results.

8.3 Your results depend on factors we do not control. These include your starting position, income, savings rate, discipline, time horizon, risk tolerance, decisions, market conditions, tax situation, and events no one can predict. Individual results vary, and many people who purchase educational programs do not achieve the results discussed in them.

8.4 No guarantee of the Services themselves. We do not guarantee that any particular instructor, course, feature, live session, community, or AI Tool will remain available. Section 37 governs changes.

SECTION 9 — PAST PERFORMANCE, EXAMPLES, CASE STUDIES AND RESULTS

CLAIMS

9.1 The core rule. PAST PERFORMANCE DOES NOT GUARANTEE OR INDICATE FUTURE RESULTS. This applies to every performance figure, chart, screenshot, return, or track record shown anywhere in the Services.

9.2 Categories and what they mean.

9.3 Truthfulness required of us. Every performance figure, result, screenshot, or case study we present must be accurate, not misleading, and presented with the context a reasonable person needs to understand it — including the period covered, whether it is real or hypothetical, and whether it is typical.

9.4 No unverified performance claims. We do not present any performance figure as a marketing proof point unless we can substantiate it, and we do not present account-value growth as an investment return where the figure includes deposits or transfers.

9.5 Atypical results. Where a result is not typical, we will say so clearly and in proximity to the claim — not in a footnote or a separate page.

SECTION 10 — AI SYSTEMS AND AI-GENERATED CONTENT

ARTIFICIAL INTELLIGENCE DISCLAIMER

AI TOOLS PRODUCE OUTPUT THAT MAY BE WRONG.

AI output is educational information only. It is not investment advice, it is not verified by us before you see it, and it must never be treated as an instruction to buy, sell, or hold anything.

Verify every fact and every number independently — against your broker, the company's filings, or a licensed professional — before you act on it or risk money.

10.1 What we may provide. We may make available AI Tools, including assistants built and configured by the Company and models operated by third parties. The underlying model powering a given tool may change without notice.

10.2 Known limitations. AI output may: - contain factual errors - fabricate information, sources, citations, figures, or quotations that appear authoritative but are false - misinterpret your question or your situation - rely on outdated training data - omit material facts - produce incorrect calculations, including in financial math - produce content that is inappropriate for your circumstances - be inconsistent between sessions or between models - state something confidently that is nonetheless wrong

10.3 No verification. We do not review AI output before it reaches you. We do not adopt, endorse, verify, or guarantee any individual AI response, and no AI response should be treated as a statement or representation of the Company.

10.4 Not an instruction. AI output is never an instruction to place an order, and AI Tools cannot access, connect to, or transact in any financial account. Any order you place is placed by you, in your own account, by your own hand.

10.5 Independent verification required. Before acting on anything an AI Tool tells you — and always before placing an order based on a number it produced — you must verify it independently. Prices, moving averages, valuation figures and other market data produced or relayed by an AI Tool must be confirmed against your brokerage account or another authoritative source before you rely on them.

10.6 Your responsibility. You remain solely responsible for any decision you make with AI assistance, and for any loss resulting from it.

10.7 Information you enter. What you type into AI Tools is Member Content and is handled under Section 30 and the Privacy Policy. Do not enter account numbers, Social Security numbers, passwords, authentication codes, or complete financial account credentials into any AI Tool. We retain AI conversation history for 90 days to provide the service and for security, and then delete it. We do not use what you enter into AI Tools to train or fine-tune any model, and we contractually require our AI providers not to do so either.

10.8 No representation of endorsement. You may not state or imply that the Company guarantees, validates, endorses, or stands behind any specific AI output, or republish AI output in a way that suggests we do.

10.9 Third-party model terms. AI Tools may be powered by third-party providers whose own terms and acceptable-use policies apply to your use. We are not responsible for those providers' services (Section 19).

SECTION 11 — MARKET DATA AND THIRD-PARTY INFORMATION

11.1 Source. Securities prices, index levels, economic data, earnings information, analyst estimates, valuation metrics, fund holdings, expense ratios, sentiment indicators and similar information may originate from third parties or from public sources, and may be relayed through the Services or through AI Tools.

11.2 No warranty of accuracy or timeliness. Such information may be delayed, incomplete, inaccurate, stale, adjusted, or wrong. We do not warrant its accuracy, completeness, or timeliness, and we do not provide real-time market data unless we expressly say so for a specific feature.

11.3 Verify before you trade. Always confirm current market data through your brokerage account before placing any order. Do not place an order based on a number displayed in the Services.

11.4 No market data license. Nothing in the Services grants you any license to redistribute third-party market data, and redistribution may violate the data provider's terms.

SECTION 12 — YOUR RESPONSIBILITIES

12.1 You are solely responsible for: - conducting your own research and due diligence - understanding the risks of anything you invest in - determining your own financial objectives, risk tolerance and time horizon - deciding whether any strategy or investment is appropriate for you - consulting licensed professionals where your situation warrants it - every decision to buy, sell, hold, or refrain - all activity in your brokerage, bank, retirement and other accounts - the tax consequences of your decisions, including reporting and payment - all gains, losses and other financial consequences - complying with all laws applicable to you, including securities laws and your employer's trading policies

12.2 Employer and regulatory restrictions. If you are subject to trading restrictions — as a licensed professional, a public-company insider, a government employee, or otherwise — complying with them is your responsibility, not ours.

12.3 No reliance. You acknowledge that you are not relying on the Company to determine what is suitable for you.

SECTION 13 — SEPARATE PROFESSIONAL, CONSULTING AND PRIVATE CLIENT

SERVICES

13.1 Separate contract required. Consulting, private coaching, one-on-one engagements, corporate education, and any other individualized or premium service are not governed by these Terms alone. Each requires a Separate Agreement signed before services begin.

13.2 Order of precedence. Where a Separate Agreement and these Terms conflict, the Separate Agreement controls for that engagement, and these Terms continue to govern your use of the Site and general membership.

13.3 These Terms are not a substitute for required regulatory documentation. These general Terms cannot and do not serve as the client documentation required for regulated investment-advisory, brokerage, commodity-trading-advisory or other regulated financial services.

13.4 What a Separate Agreement must address. At minimum: scope, fees and payment schedule, term and termination, refund treatment, confidentiality, intellectual property, limitation of liability, dispute resolution, and — critically — an express statement of whether the engagement is educational or advisory in nature.

SECTION 14 — MEMBERSHIP FEES AND BILLING

14.1 Plans and pricing. Current plans, prices, billing frequencies and included features are shown at checkout and on our pricing page. The price displayed at checkout governs your purchase.

14.2 What we offer.

14.2.1 Choosing monthly or annual. Annual membership is offered at a discount to twelve monthly payments in exchange for paying in advance. Choosing the annual plan means you are paying for a full twelve-month term up front.

14.3 Authorization. By purchasing, you authorize us and our payment processor to charge your payment method for the amounts and at the frequency disclosed at checkout, including any applicable taxes, and for any renewal under Section 15 until you cancel.

14.4 Payment processor. Payments are processed by Stripe, Inc. We do not store complete payment card numbers. Your use of the processor is subject to its own terms and privacy policy.

14.5 Taxes. Prices exclude applicable sales, use, VAT and similar taxes unless stated. You are responsible for taxes assessed on your purchase.

14.6 Failed payments. If a charge fails, we may retry, suspend access, and notify you. We will notify you and allow 7 days to update your payment method before suspending access. You remain responsible for amounts properly owed for services already delivered.

14.7 Price changes. We may change prices prospectively. For recurring plans, we will give you at least 30 days' written notice before a price change takes effect, and you may cancel before it applies. A price change never applies retroactively to a term you have already paid for.

14.8 Clear disclosure before payment. All material terms — price, billing frequency, whether it renews automatically, the length of any committed term, and how to cancel — are disclosed clearly and conspicuously before you provide payment information, as required by Section 4 of the Restore Online Shoppers' Confidence Act (15 U.S.C. § 8403) and applicable state law.

SECTION 15 — AUTOMATIC RENEWAL

AUTOMATIC RENEWAL — PLEASE READ

YOUR MEMBERSHIP RENEWS AUTOMATICALLY UNTIL YOU CANCEL.

Monthly memberships renew every month. Annual memberships renew every twelve months.

You will be charged the then-current price for your plan on each renewal date. We give advance notice of any price change (Section 14.7).

The charge occurs on the anniversary of your purchase — monthly or annual, depending on your plan.

Cancel at any time in your account settings — see Section 16.

To avoid the next charge, cancel before your renewal date.

MEMBERSHIP PAYMENTS ARE NON-REFUNDABLE, INCLUDING RENEWAL CHARGES. See Section 17 before you subscribe.

15.1 Consent. Where a plan renews automatically, you give separate, affirmative consent to recurring charges at checkout, distinct from your general acceptance of these Terms.

15.2 Renewal reminders. We send renewal reminders before every renewal:

Annual memberships: at least 30 days before each renewal date, by email, stating the renewal date, the amount, and a direct link to cancel.

Monthly memberships: at least 3 days before each renewal date, by email, with the same information.

15.3 Your commitment. Your commitment matches your billing period and nothing more:

Monthly plan: you are committed one month at a time. Cancel any time; you are never billed for a month you did not start.

Annual plan: you are committed for the twelve-month term you paid for. Cancel any time to stop the next renewal.

There is no minimum number of terms, no early-termination fee, and no obligation to pay for any period after your current one.

15.4 Cancelling stops future charges. Cancellation ends future renewals. It does not, by itself, entitle you to a refund of amounts already charged — refunds are governed by Section 17 and by applicable law, which in some states provides rights these Terms cannot override.

SECTION 16 — CANCELLATION

16.1 You may cancel at any time, online, from your account settings. The cancel option is reachable in two clicks or fewer from your account page. You do not need to call, email, or speak with anyone.

16.2 Cancel the same way you signed up. If you purchased online, you may cancel online. We will not require you to call, email, chat with a retention agent, or complete any step not required to sign up.

16.3 No cancellation obstacles. We will not impose unnecessary steps, delays, or retention offers that obstruct cancellation. You may be shown a single optional offer, which you can decline in one click.

16.4 Effective date. Cancellation takes effect at the end of your current paid period. Unless stated otherwise, you keep access through the end of the period you have already paid for, and no further charges are made.

16.5 Confirmation. We will send written confirmation of your cancellation, including the effective date and the date of your last charge. Keep it. If you do not receive confirmation within 24 hours, contact us — your cancellation may not have processed.

16.6 Alternative method. You may also cancel by emailing Admin@blueprintwealthsystems.com from the email address on your account. Email cancellation is effective when we receive it.

SECTION 17 — REFUNDS

REFUND POLICY

ALL PAYMENTS ARE FINAL AND NON-REFUNDABLE, EXCEPT AS STATED BELOW OR AS REQUIRED BY LAW.

This includes automatic renewal charges. Cancel before your renewal date if you do not want to be charged.

Read this Section before you purchase. Do not purchase unless you accept it.

17.1 Policy by product.

17.2 Limited exceptions. We will issue a refund in these circumstances:

(a) Duplicate or erroneous charge. Charged twice, charged the wrong amount, or charged after a valid cancellation.

(b) Failure to deliver. We fail to provide access to something you paid for and cannot resolve it within a reasonable time.

(c) We end your access without cause. Pro-rata refund of the unused prepaid portion (Section 32.4).

(d) We materially reduce what you prepaid for. Section 33.3.

(e) Unintended annual renewal. If an annual membership renews and you contact us within 14 days of the renewal charge having used no material portion of the new term, we will refund that renewal charge. This exception applies to annual renewals only, once per member.

(f) Where the law requires it. Section 17.3.

17.3 STATUTORY RIGHTS ARE PRESERVED. Nothing in this Section waives, limits, or overrides any refund or cancellation right that federal or state law gives you and that cannot legally be waived. Some states provide cooling-off periods or cancellation rights for certain purchases. Where a non-waivable legal right conflicts with this Section, the law controls and you keep that right.

17.4 How to request. Email Admin@blueprintwealthsystems.com with your account email, the date and amount of the charge, and which exception in 17.2 you believe applies. We respond within 10 business days.

17.5 Method and effect. Approved refunds are issued to the original payment method. Access to the refunded product ends, the license in Section 4 terminates as to that product, and continued use of downloaded materials is not permitted.

17.6 Abuse. We may decline a refund where we reasonably determine the request is fraudulent or reflects a pattern of purchase-consume-refund. We will explain our reasoning in writing.

17.7 Why this policy exists. Our products are digital and delivered immediately. Once you have access to educational content, that access cannot be returned. We price accordingly, we disclose this policy before you pay, and we send renewal reminders so that no charge should ever surprise you.

SECTION 18 — BILLING DISPUTES AND CHARGEBACKS

18.1 Contact us first. If you believe you were charged in error, contact us within 60 days of the charge. We will investigate promptly and correct genuine errors.

18.2 Your rights are preserved. Nothing in these Terms waives your right to dispute a charge with your card issuer or bank, or your rights under the Fair Credit Billing Act, the Electronic Fund Transfer Act, or other consumer-protection law. Asking you to contact us first is a request, not a condition.

18.3 Fraudulent chargebacks. Where you initiate a chargeback for a charge you actually authorized and a service you actually received, and you do so without a good-faith basis, we may: suspend or terminate your account under Section 36; pursue the amount owed plus processor fees; and decline future service. We will not pursue you for a chargeback filed in good faith, and we will not threaten legal action to discourage a legitimate dispute.

18.4 No retaliation for reviews. We will never threaten or take action against you for posting a truthful review or complaint. See Section 32.6.

SECTION 19 — THIRD-PARTY SERVICES

19.1 Independent providers. The Services interoperate with independent third parties, including brokerages, custodians, financial data providers, payment processors, community and course platforms, email and messaging providers, AI model providers, and social media platforms.

19.2 Not under our control. We do not control these services, do not guarantee their availability, accuracy or security, and are not responsible for their acts or omissions. Your relationship with them is governed by their terms.

19.3 Links. Links to third-party sites are provided for convenience and do not constitute endorsement.

19.4 Third-party marks. Names, logos and trademarks of third parties belong to their owners. Reference to them does not imply affiliation, sponsorship, or endorsement in either direction.

19.5 Brokerage relationships. We do not open, access, control, or transact in your brokerage or bank accounts, and we never ask for your account credentials. Any relationship you have with a broker is solely between you and the broker.

SECTION 20 — INTELLECTUAL PROPERTY

20.1 Ownership. All Content and all materials comprising the Services are owned by the Company or its licensors and are protected by copyright, trademark, trade secret and other laws. This includes:

BluePrint Wealth Systems branding, names, logos, marks, and trade dress · the tagline "Plan. Build. Grow. Generate." · course materials, curricula and outlines · videos, audio, presentations and slides · graphics, charts and designs · written research and commentary · investment frameworks, methodologies and analytical systems · financial models, calculators and spreadsheets · AI models, system prompts, instructions, configurations, workflows and the arrangement and selection of AI functionality · templates, checklists, worksheets and PDFs · software and website code · community materials · recordings of live sessions · the selection, arrangement, and organization of all of the foregoing.

20.2 Trade secrets. Our system prompts, AI configurations, internal frameworks and unpublished methodologies are confidential and constitute trade secrets. Access does not grant any right to disclose them.

20.3 Reservation. All rights not expressly granted in Section 4 are reserved.

20.4 Feedback. If you send us suggestions or feedback, you grant us an unrestricted, perpetual, royalty-free right to use it without obligation to you. Do not send us anything you consider confidential.

SECTION 21 — PROHIBITED USES OF INTELLECTUAL PROPERTY

21.1 You may not, without our prior written permission:

copy, reproduce, republish or distribute Content beyond the personal use permitted in Section 4

download, scrape, or systematically extract Content, including by automated means

record, screen-record, screenshot for distribution, or capture live sessions, videos, or the Services

sell, resell, rent, lease, sublicense or otherwise commercialize Content

share your credentials or provide access to non-members

post Content to file-sharing sites, group chats, social media, or any public forum

use Content to create, train, or improve a competing product, service, model, or educational program

use Content or Member Content to train, fine-tune, or evaluate any machine-learning model

reverse engineer, decompile, or disassemble our software or systems, except where that restriction is prohibited by applicable law

extract, reproduce, or attempt to discover our system prompts, AI instructions, or proprietary AI configurations, including by prompt injection or any attempt to induce an AI Tool to reveal its configuration

remove or obscure copyright, trademark or other proprietary notices

circumvent access controls, paywalls, or usage limits

21.2 Enforcement. Violations may result in immediate termination without refund, subject to Section 17, and we may pursue all remedies available at law and in equity, including injunctive relief and, where applicable, statutory damages and attorneys' fees. Because unauthorized distribution causes harm that money may not adequately remedy, we may seek injunctive relief without posting bond, to the extent permitted by applicable law.

21.3 Proportionality. We will enforce reasonably and in good faith. We do not treat fair use, brief quotation with attribution, personal note-taking, or private discussion of what you have learned as violations.

SECTION 22 — LIVE SESSIONS AND RECORDINGS

22.1 Sessions may be recorded. Live webinars, group calls, workshops and events may be recorded, and recordings may be made available to members, used for training and quality purposes, and retained.

22.2 Notice and participation. We will give notice at the start of any recorded session. By participating with your camera, microphone, or chat active after that notice, you consent to being recorded. Some states require all-party consent to recording.

22.3 What may appear. Recordings may include your name or display name, voice, image, and the questions and comments you contribute.

22.4 If you prefer not to appear. You may participate without camera or microphone, use a display name rather than your legal name, and submit questions privately where we offer that option. Choosing any of these does not limit your access to the Services.

22.5 Requests to remove. If you appear in a recording and want your contribution removed, contact Admin@blueprintwealthsystems.com. We will make commercially reasonable efforts to accommodate reasonable requests, and will honor requests where applicable law requires it. Complete removal from an archived recording is not always technically possible, and we will tell you if it is not.

22.6 Marketing use. We will not use a recording of you, or your name, image or voice, in advertising or promotional material without your separate written permission. Session recordings are used to deliver the Services to members, not to market them.

22.7 You may not record. You may not record, rebroadcast, or distribute any session (Section 21.1).

SECTION 23 — COMMUNITY CONTENT AND MEMBER STATEMENTS

23.1 Members speak for themselves. Community areas let members share opinions and experiences. A member's statement is that member's statement — not a statement, position, endorsement, or recommendation of BluePrint Wealth Systems LLC.

23.2 Member ideas are not our recommendations. Investment ideas, tickers, strategies, or opinions posted by members are not recommendations by the Company, have not been reviewed or verified by us, and may be wrong, unsuitable for you, or self-interested.

23.3 No verification. We do not verify the accuracy of member-generated content, the identity or credentials of members, or claims members make about their own results.

23.4 Evaluate independently. Treat member content as you would any other unverified opinion.

23.5 Members may have interests. A member discussing a security may own it, may benefit from others buying it, and may not disclose that. Be appropriately skeptical of anyone promoting a specific investment in a community setting.

23.6 Moderation is not endorsement. We may moderate, remove, or leave content in place. Leaving something up is not approval, and our right to moderate does not create a duty to do so.

SECTION 24 — COMMUNITY CONDUCT

24.1 Prohibited. You may not: - harass, bully, threaten, or abuse anyone - discriminate against anyone on a basis prohibited by applicable law - engage in fraud, scams, or deceptive schemes - promote securities in a manipulative way, including pump-and-dump schemes, coordinated promotion of low-float securities, or posting about a position you intend to sell into - solicit or provide individualized investment advice for compensation without the licenses that requires - share material non-public information or encourage insider trading - engage in any illegal activity - spam, advertise, recruit, or solicit without our written permission - distribute malware or attempt to compromise accounts or systems - impersonate anyone, including Company personnel - publish another person's private or confidential information - infringe anyone's intellectual property - post sexually explicit, violent, or hateful content

24.2 Our rights. We may remove content, issue warnings, restrict features, suspend, or terminate — with or without notice depending on severity. For serious violations we may report to law enforcement or regulators.

24.3 Reporting. Report violations to Admin@blueprintwealthsystems.com.

SECTION 25 — MEMBER CONTENT LICENSE

25.1 You keep ownership. You retain ownership of your Member Content. We do not claim ownership of what you create.

25.2 Limited license to us. You grant us a non-exclusive, worldwide, royalty-free license to host, store, reproduce, display, distribute and adapt your Member Content solely to operate, provide, secure, moderate and improve the Services. This license ends when your content is deleted, except for: copies in routine backups for a reasonable retention period, content others have shared or quoted, and records we must keep for legal or compliance reasons.

25.3 No marketing use without consent. We will not use your Member Content in advertising, promotional materials, or testimonials without your separate express permission.

25.4 Your representations. You represent that you own or have the rights to your Member Content, that it does not infringe anyone's rights, and that it does not violate Section 24.

25.5 Responsibility. You are responsible for your Member Content. We are not.

SECTION 26 — COPYRIGHT COMPLAINTS (DMCA)

26.1 Notice and takedown. We respond to notices of alleged copyright infringement under the Digital Millennium Copyright Act, 17 U.S.C. § 512.

26.2 How to send a notice. Send a written notice to our designated agent containing the elements required by 17 U.S.C. § 512(c)(3): your signature; identification of the work; identification of the material and its location; your contact information; a statement of good-faith belief that the use is unauthorized; and a statement, under penalty of perjury, that the information is accurate and you are authorized to act.

26.3 Designated agent. Send notices to:

Copyright Agent — BluePrint Wealth Systems LLC 611 South Dupont Highway, Suite 102, Dover, DE 19901 Email: Admin@blueprintwealthsystems.com

U.S. Copyright Office Designated Agent Registration: DMCA-1080499

26.4 Counter-notices. If your content was removed and you believe that was a mistake, you may submit a counter-notice under 17 U.S.C. § 512(g).

26.5 Repeat infringers. We terminate the accounts of repeat infringers in appropriate circumstances.

SECTION 27 — AFFILIATES, SPONSORSHIP AND COMPENSATION DISCLOSURE

27.1 We may be compensated. We may receive compensation through affiliate links, referral arrangements, sponsorships, or commissions. Where we do, we will disclose it clearly and close to the recommendation, as required by the FTC's Endorsement Guides (16 CFR Part 255).

27.2 Compensation does not change our teaching. Disclosure of a material connection does not make a recommendation suitable for you. Evaluate anything we link to on its own merits.

27.3 Our affiliates and promoters. If you promote the Services as an affiliate, referral partner, or influencer, you must: disclose your material connection to us clearly and conspicuously; make no income, earnings, return, or performance claims of any kind; not misrepresent what the Services are or what results they produce; and comply with the FTC Endorsement Guides and the Rule on the Use of Consumer Reviews and Testimonials (16 CFR Part 465). We may terminate any affiliate who makes earnings claims.

SECTION 28 — TESTIMONIALS AND REVIEWS

28.1 Testimonials must be genuine. Any testimonial or review we publish reflects the actual experience of an actual person.

28.2 We do not create or buy fake reviews. We do not write, commission, buy, or sell fake reviews or testimonials; do not misrepresent a reviewer's experience or identity; and do not present insider reviews without disclosing the connection. This is required by the FTC's Rule on the Use of Consumer Reviews and Testimonials, 16 CFR Part 465, effective 21 October 2024.

28.3 Incentives. We may offer incentives for honest reviews. We never condition an incentive on the review being positive, and where an incentive was given, we disclose it.

28.4 Insider reviews. Reviews by officers, managers, employees, contractors, family members or agents of the Company will disclose that relationship.

28.5 Results are not typical. A testimonial describes one person's experience. It does not guarantee, indicate, or predict that you will achieve comparable results. See Sections 8 and 9.

28.6 We do not suppress honest reviews. We do not use threats, intimidation, false accusations, or unfounded legal claims to remove or prevent negative reviews. You are free to post honest reviews of the Services anywhere, and nothing in these Terms prohibits, penalizes, or restricts you from doing so — consistent with the Consumer Review Fairness Act, 15 U.S.C. § 45b.

28.7 If you give a testimonial. It must be truthful and reflect your honest experience, and you must disclose any incentive you received.

SECTION 29 — COMMUNICATIONS

29.1 Service communications. By creating an account, you agree to receive communications necessary to provide the Services: account notices, transaction and billing confirmations, renewal reminders, security alerts, changes to these Terms, and customer-support responses. These are not marketing and you cannot opt out of them while you hold an account.

29.2 Marketing communications are separate. Accepting these Terms is not consent to marketing. We obtain separate, specific consent for marketing email and text messages where the law requires it.

29.3 Text messages. If we offer SMS, enrollment requires separate express written consent meeting the requirements of the Telephone Consumer Protection Act, and you may opt out by replying STOP. Message and data rates may apply.

29.4 Unsubscribing. You may unsubscribe from marketing at any time using the link in any marketing email or by contacting us. We honor opt-outs promptly as required by the CAN-SPAM Act.

29.5 Notices to you. We may give notice by email to your account address, by posting in the Services, or by in- product message. Keep your email address current.

SECTION 30 — PRIVACY

30.1 Privacy Policy governs. Our collection and use of personal information is governed by our Privacy Policy at https://blueprintwealthsystems.com/privacy, which is incorporated into these Terms by reference.

30.2 These Terms do not replace it. The Privacy Policy is a separate document and states our actual privacy practices. Where the two conflict on a privacy matter, the Privacy Policy controls.

SECTION 31 — ACCESSIBILITY

31.1 Commitment. We work to make the Services accessible to people with disabilities and aim to conform to WCAG 2.1 Level AA.

31.2 Requests and feedback. If you encounter an accessibility barrier, contact Admin@blueprintwealthsystems.com and we will work with you to provide the information or functionality through an alternative means.

SECTION 32 — SUSPENSION AND TERMINATION

32.1 By you. Cancel at any time under Section 16.

32.2 By us for cause. We may suspend or terminate your access for: non-payment; fraud or payment fraud; illegal activity; material breach of these Terms; credential sharing or unauthorized access; intellectual-property infringement; threats, harassment or abusive conduct; conduct creating security or legal risk; misuse of AI Tools or attempts to extract proprietary configurations; or manipulative conduct in the community.

32.3 Notice. Except where immediate action is warranted by security, legal risk, or serious misconduct, we will give notice and, where the violation is curable, a reasonable opportunity to cure.

32.4 By us without cause. We may discontinue a Service or end a membership without cause on 30 days' notice. If we do, we will refund the unused prepaid portion of your term on a pro-rata basis.

32.5 Effect. On termination your license ends, access stops, and Section 47 (Survival) governs what continues.

32.6 Refunds on termination for cause. If we terminate your access for a violation under Section 32.2, we refund the unused prepaid portion of your term, less any amounts you owe us and any documented loss your conduct caused.

SECTION 33 — SERVICE AVAILABILITY AND CHANGES

33.1 No guarantee of uninterrupted service. The Services are provided on an as-available basis. We do not guarantee that they will be uninterrupted, timely, secure, or error-free.

33.2 Changes we may make. We may modify features, perform maintenance, change technology or vendors, change instructors or presenters, update or retire course material, change or replace AI Tools and the models behind them, and modify community features.

33.3 Limits on changes. We will not make changes that materially reduce the core benefit you prepaid for without either restoring equivalent value or refunding the affected portion of your term. Where a change is material and adverse, we will give advance notice and, where the law requires it, obtain renewed consent.

33.4 Discontinuation. If we discontinue a Service you have prepaid for, Section 32.4 applies.

SECTION 34 — DISCLAIMER OF WARRANTIES

34.1 TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

34.2 WE SPECIFICALLY DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTY ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

34.3 WE DO NOT WARRANT THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THAT CONTENT OR AI OUTPUT WILL BE ACCURATE OR COMPLETE, THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.

34.4 NO ADVICE OR INFORMATION OBTAINED FROM US CREATES ANY WARRANTY NOT EXPRESSLY STATED HERE.

34.5 Limits on this disclaimer. Some states do not allow the exclusion of certain implied warranties, so some of the above may not apply to you. Nothing in this Section disclaims a warranty or protection that cannot legally be disclaimed, or limits liability for fraud, intentional misconduct, or gross negligence where the law prohibits that limitation. This Section gives you specific legal rights, and you may have other rights that vary by state.

SECTION 35 — LIMITATION OF LIABILITY

35.1 EXCLUSION OF CERTAIN DAMAGES. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER BLUEPRINT WEALTH SYSTEMS LLC NOR ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, INSTRUCTORS, COACHES, CONTENT CREATORS, AFFILIATES, SUBSIDIARIES, LICENSORS OR AUTHORIZED REPRESENTATIVES (THE "COVERED PARTIES") WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR:

INVESTMENT OR TRADING LOSSES

LOST PROFITS OR LOST REVENUE

LOST OR MISSED INVESTMENT OPPORTUNITIES

LOSS OF DATA OR CONTENT

LOSS OF GOODWILL OR REPUTATION

BUSINESS INTERRUPTION

ARISING OUT OF OR RELATING TO THE SERVICES, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, STATUTE OR ANY OTHER THEORY, AND WHETHER OR NOT WE WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

35.2 AGGREGATE CAP. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COVERED PARTIES' TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO US FOR THE SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

35.3 Separate Agreements. Where a Separate Agreement governs an engagement, the liability provisions of that agreement control for that engagement.

35.4 What this Section does not do. Nothing in this Section limits or excludes liability that applicable law does not permit us to limit or exclude. This may include liability for fraud or fraudulent misrepresentation, willful misconduct, gross negligence, personal injury or death caused by negligence, or violations of consumer-protection statutes that prohibit such limitation. Some states do not allow the exclusion or limitation of incidental or consequential damages, so some of the above may not apply to you.

35.5 Basis of the bargain. You acknowledge that the pricing of the Services reflects this allocation of risk, and that these limitations would apply even if a limited remedy fails of its essential purpose.

35.6 No limitation on regulators. Nothing in these Terms limits the authority of any government agency, or your ability to communicate with, file a complaint with, or provide information to any regulator, law-enforcement agency, or self-regulatory organization.

SECTION 36 — INDEMNIFICATION

36.1 Your indemnity. To the fullest extent permitted by applicable law, you agree to indemnify, defend and hold harmless the Covered Parties from third-party claims, demands, damages, losses and reasonable attorneys' fees arising out of or relating to: - your breach of these Terms - your unlawful use of the Services - your infringement of any third party's intellectual property or other rights - your Member Content - your fraud or intentional misconduct - your unauthorized sharing or distribution of Content

36.2 Scope limits. This indemnity does not apply to claims arising from the Covered Parties' own negligence, willful misconduct, or breach of these Terms, and applies only to third-party claims — not to disputes between you and us.

36.3 Procedure. We will notify you promptly of any claim, and you may control the defense with counsel reasonably acceptable to us. We may participate at our own expense. You may not settle any claim in a way that imposes obligations on us or admits our fault without our written consent.

SECTION 37 — DISPUTE RESOLUTION

PLEASE READ — THIS SECTION AFFECTS YOUR LEGAL RIGHTS

THIS SECTION REQUIRES MOST DISPUTES TO BE RESOLVED BY INDIVIDUAL BINDING ARBITRATION RATHER THAN IN COURT, AND WAIVES YOUR RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION.

YOU MAY OPT OUT OF ARBITRATION WITHIN 30 DAYS — SEE SECTION 37.8. OPTING OUT COSTS NOTHING AND DOES NOT AFFECT YOUR MEMBERSHIP IN ANY WAY.

37.1 Informal resolution first. Before starting arbitration or a lawsuit, you agree to send a written Notice of Dispute to Admin@blueprintwealthsystems.com describing the dispute and the relief sought, and we agree to do the same. Both parties will then try in good faith to resolve it for 60 days. This is a genuine condition precedent for both of us — we are bound by it too. The limitations period is tolled during this period.

37.2 Binding individual arbitration. If the dispute is not resolved, it will be settled by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules then in effect, rather than in court, except as stated below.

37.3 Exceptions — you keep these rights. This Section does not apply to: - claims that qualify for small- claims court, which either party may bring instead - claims for injunctive relief regarding intellectual property - any

claim or right that applicable law says cannot be arbitrated - filing a complaint with, or providing information to, any government agency or regulator

37.4 Costs. We will pay the arbitration filing, administration and arbitrator fees to the extent they exceed what you would pay to file in court, except where the arbitrator determines your claim was frivolous or filed for an improper purpose.

37.5 Location and format. You choose the format: by documents only, by telephone or video, or in person in the county where you live. We will not require you to travel.

37.6 Individual relief only. The arbitrator may award relief only to the individual party seeking it, and only to the extent necessary to provide relief on that party's individual claim.

37.7 CLASS ACTION AND REPRESENTATIVE ACTION WAIVER.

YOU AND BLUEPRINT WEALTH SYSTEMS LLC EACH AGREE THAT DISPUTES WILL BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.

YOU AND BLUEPRINT WEALTH SYSTEMS LLC EACH WAIVE THE RIGHT TO A TRIAL BY JURY.

This waiver does not apply to any representative claim that applicable law provides may not be waived.

37.8 30-DAY OPT-OUT. You may opt out of this arbitration agreement and the class-action waiver by sending written notice to Admin@blueprintwealthsystems.com within 30 days of first accepting these Terms. Include your name, the email on your account, and a statement that you opt out of arbitration. Opting out does not affect your membership, your pricing, or any other part of your relationship with us, and it leaves the rest of these Terms in effect.

37.9 Mass arbitration. If 25 or more substantially similar claims are filed against us by or with the coordination of the same counsel or organization, the administrator's supplementary rules for multiple case filings then in effect will apply. We adopt those rules rather than imposing our own batching procedure.

37.10 Severability within this Section. If Section 37.7's class-action waiver is found unenforceable as to a particular claim, that claim is severed and proceeds in court, and the remainder of this Section continues to apply to all other claims. If any other part of this Section is found unenforceable, it is severed and the rest remains in effect.

37.11 Survival. This Section survives termination.

SECTION 38 — GOVERNING LAW AND VENUE

38.1 Governing law. These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws rules, and by applicable federal law including the Federal Arbitration Act.

38.2 Your home-state rights are not displaced. If you are a consumer residing in another state, this governing-law clause does not deprive you of the protection of mandatory consumer-protection laws of your home state that cannot be contracted around. Many states' consumer statutes apply regardless of a choice-of-law clause.

38.3 Venue. For disputes not subject to arbitration and not brought in small-claims court, the parties submit to the exclusive jurisdiction of the state and federal courts located in the State of Delaware, or, at your election, the federal or state courts of the district where you reside, and each waives objection to venue and forum non conveniens in those courts.

SECTION 39 — SEVERABILITY

39.1 If any provision is held invalid, illegal or unenforceable, it will be modified to the minimum extent necessary to make it enforceable, or if that is not possible, severed. The remaining provisions continue in full force.

39.2 Section 37 has its own severability rule (Section 37.10), which controls over this Section for that Section.

SECTION 40 — MODIFICATIONS TO THESE TERMS

40.1 We may update these Terms. We will post the updated version with a new "Last Updated" date.

40.2 Notice of material changes. For changes that materially affect your rights or obligations, we will give at least 30 days' advance notice by email to your account address and by prominent notice in the Services.

40.3 When changes take effect. Non-material changes take effect on posting. Material changes take effect after the notice period.

40.4 Renewed consent. For changes that materially reduce your rights — including changes to Section 35 (Limitation of Liability), Section 37 (Dispute Resolution), or the price or renewal terms of an existing plan — we will obtain your affirmative acceptance rather than relying on continued use.

40.5 If you disagree. You may cancel before a change takes effect. If you cancel because of a material adverse change, we refund the unused prepaid portion of your term on a pro-rata basis.

40.6 Version archive. We maintain prior versions of these Terms and will provide the version you accepted on request.

SECTION 41 — ASSIGNMENT

41.1 You may not assign. Your membership and your rights under these Terms are personal and may not be assigned, transferred, sold, or sublicensed.

41.2 We may assign. We may assign these Terms in connection with a merger, acquisition, reorganization, or sale of all or substantially all of our assets, or to an affiliate, provided the assignee assumes our obligations to you. We will give notice of any such assignment.

SECTION 42 — NO WAIVER

42.1 Our failure to enforce any provision is not a waiver of our right to enforce it later. A waiver is effective only if in writing and signed by an authorized representative, and applies only to the specific instance.

SECTION 43 — FORCE MAJEURE

43.1 Neither party is liable for failure or delay in performance caused by events beyond its reasonable control, including: natural disasters, fire, flood, severe weather; war, terrorism, civil unrest; epidemics and public-health emergencies; government action, order or restriction; labor disputes; failures of the internet, telecommunications, hosting, payment, or utility infrastructure; cyberattacks, ransomware, and denial-of-service attacks; and failures of third-party platforms or AI providers on which the Services depend.

43.2 This Section does not excuse any obligation to pay amounts owed, or to refund amounts for services not delivered.

SECTION 44 — NO AGENCY OR PARTNERSHIP

44.1 Nothing in these Terms creates an employment, agency, joint venture, partnership, franchise, or fiduciary relationship between you and the Company. Neither party may bind the other.

SECTION 45 — THIRD-PARTY BENEFICIARIES

45.1 The Covered Parties named in Section 35.1 are intended third-party beneficiaries of Sections 34, 35, 36 and 37 and may enforce them. No other person has any rights under these Terms.

SECTION 46 — NOTICES

46.1 To you. By email to your account address, or by posting in the Services. Notice is effective when sent.

46.2 To us. Legal notices must be sent to the address in Section 49, with a copy to Admin@blueprintwealthsystems.com. Notice is effective on receipt.

SECTION 47 — SURVIVAL

47.1 The following survive termination or expiration: Section 4.3 (retained downloads) · Section 5 (Educational Purpose) · Section 6 (No Advice) · Sections 7–9 (Risk, No Guarantees, Past Performance) · Section 10 (AI) · Section 12 (Your Responsibilities) · Section 14 (accrued payment obligations) · Section 17 (Refunds, as to pending requests) · Section 18 (Chargebacks) · Sections 20–21 (Intellectual Property) · Section 25 (Member Content License, as limited there) · Section 34 (Warranties) · Section 35 (Limitation of Liability) · Section 36 (Indemnification) · Section 37 (Dispute Resolution) · Sections 38–39 (Governing Law, Severability) · Section 45 (Third-Party Beneficiaries) · Section 47 · Section 48 · and any provision that by its nature should survive.

SECTION 48 — ENTIRE AGREEMENT AND INCORPORATED DOCUMENTS

48.1 Incorporated documents. These Terms incorporate by reference, as each is published:

48.2 Entire agreement. These Terms and the incorporated documents are the entire agreement between you and us regarding the Services, and supersede prior understandings on that subject. This does not limit any claim based on fraud or intentional misrepresentation.

48.3 Precedence. If these Terms conflict with an incorporated document, these Terms control, except that the Privacy Policy controls on privacy matters (Section 30.2) and a Separate Agreement controls for its engagement (Section 13.2).

SECTION 49 — CONTACT AND LEGAL NOTICES

BluePrint Wealth Systems LLC 611 South Dupont Highway, Suite 102 Dover, DE 19901 Email: Admin@blueprintwealthsystems.com Registered Agent (Delaware): ZenBusiness Inc., 611 South Dupont Highway, Suite 102, Dover, DE 19901

For: general support · billing · cancellation · refunds · privacy requests · copyright notices (Section 26) · legal notices · Notice of Dispute (Section 37.1) · arbitration opt-out (Section 37.8)